How Do Student Loans Affect Getting a Mortgage?

If you have student loan debt, homeownership is still possible. Many states have created homeownership programs that are designed to make it easier for first-time homebuyers to purchase a home. For example, St. Clair County in Michigan has a scholarship that awards $15,000 for loan repayment for first-time homebuyers. In order to apply, the person must have a degree (two-year or four-year) in science, technology, engineering, or math.


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