What It Takes to Buy Your First Home Now

Dylan Holland and Breanna Cameron started shopping for their first home in the Atlanta suburbs in December 2021, with a budget of about $350,000. They quickly discovered they would have to do a lot more than they had planned to get a home.

The couple wanted to buy before Mr. Holland’s lease ended in July and ahead of their wedding in October. Their mortgage-interest rate doubled in the months they spent house hunting, adding to the urgency.